Modernize enterprise compliance operations with governed AI workflows

Montara turns manual compliance work into governed AI workflows that follow your procedures. It helps financial institutions reduce investigation time, improve consistency, and prepare complete case packages for analyst review.

The Problem

Compliance operations were not
built for today's scale

Risk and compliance teams still spend too much time reconciling data across fragmented systems, documents, alerts, policies, and internal tools. The result is slow reviews, inconsistent documentation, growing backlogs, and limited visibility into how work gets done.

Slow, inconsistent reviews

Hours spent reconciling data across systems with no guarantee of consistent outcomes.

Fragmented tooling

Evidence sits across disconnected point solutions with no single source of truth.

Growing backlogs

Alert volumes outpace team capacity. Hiring alone cannot close the gap.

Limited visibility

Inconsistent procedures make it difficult to defend decisions or prepare for audits.

Typical L1 AML investigation — before Montara
1
Analyst receives alert

Case assigned from queue, manual triage begins.

2
Data gathering across systems

Each system queried by hand, with no shared evidence record.

CRM Core banking Screening Document mgmt. Transaction history
3
Narrative drafting & documentation

Case summary written and evidence linked manually, template by template.

4
Escalation or closure

Often with incomplete evidence or undocumented rationale.


How It Works

From manual investigation to
governed AI workflow

Montara learns how your team performs compliance work: what to check, what evidence to collect, when to escalate, and how to document the outcome. Then it applies those standards repeatedly across cases. The analyst stays in control. Montara does the preparation work.

01

Capture your operating standards

Montara uses your SOPs, policies, checklists, escalation rules, templates, and examples of prior decisions to understand how work should be performed.

02

Configure governed workflows

Your team defines what Montara should review, what evidence it must collect, when it should escalate, and how the output should be structured. Workflows can be configured by product, geography, business line, customer type, risk level, or investigation type.

03

Run cases from existing systems

Teams can start with manual uploads or sandbox cases, then expand into APIs, case queues, internal tools, messaging platforms, and enterprise systems. Montara can be accessed from the places your teams already work.

04

Prepare complete case packages

Montara reviews the case, gathers supporting information, applies your procedures, identifies gaps or red flags, and prepares a structured investigation package — including case summary, risk assessment, evidence table, policy checks, and audit trail.

05

Improve with analyst feedback

Analyst approvals, corrections, and escalations become structured feedback that helps Montara stay aligned with your institution's standards over time.

Governed workflow — every case, every time
Case received
Queue, API, upload, or agent request
Input
SOP & playbook selected
Matched to case type, risk, and geography
Governed
Evidence gathered
Documents, screening, transactions, records
Running
Risk reasoning applied
Red flags, thresholds, escalation logic checked
Running
Case package prepared
Summary, risk, evidence, policy, audit trail
Output
Analyst reviews & decides
Approve, correct, or escalate
Human in loop

Agent-native by design

One governed compliance brain
across every channel

Montara can be used from the web workspace, Slack, Microsoft Teams, internal tools, APIs, case workflows, and agent environments such as Claude or OpenAI-compatible systems. It is not a separate bot in every channel — it is the same compliance Super Agent everywhere. Every request runs through the same procedures, evidence requirements, escalation rules, and audit controls, whether it starts from an analyst, an internal application, or another AI agent.

Montara
Governed compliance engine
Web Workspace
Slack
Microsoft Teams
APIs
Claude
OpenAI-compatible tools
Internal Tools
Case Management Systems

Designed For

High-volume risk and
compliance work

01

KYC and KYB onboarding

Prepare customer and business onboarding reviews by analyzing documents, ownership information, business activity, source of funds, source of wealth, screening results, and policy requirements.

CUSTOMER ONBOARDING
02

Sanctions screening

Investigate potential sanctions matches, compare identifiers, collect supporting evidence, document match rationale, and prepare escalation-ready reports.

FINANCIAL CRIME
03

PEP and adverse media reviews

Review public information, adverse media, customer profiles, entity relationships, and risk indicators to prepare structured risk assessments.

RISK ASSESSMENT
04

AML investigations

Analyze alerts, customer profiles, transaction activity, prior reviews, typologies, and policy thresholds to prepare L1 and L2 investigation packages.

ANTI-MONEY LAUNDERING
05

Fraud investigations

Compile account activity, transaction history, behavioral signals, customer evidence, and internal records into structured fraud review packages.

FRAUD PREVENTION
06

Enhanced due diligence

Support deeper reviews of high-risk customers, counterparties, geographies, industries, ownership structures, and transaction patterns.

EDD
07

Periodic reviews

Refresh customer risk profiles, identify material changes, validate documentation, and prepare updated risk recommendations.

ONGOING MONITORING
08

Underwriting support

Review borrower documents, business information, ownership details, financial data, KYB checks, risk indicators, and policy requirements to support underwriting workflows.

CREDIT & LENDING
09

Internal risk reviews

Prepare evidence-backed reports for compliance, risk, legal, audit, and operations teams that need consistent investigation work.

INTERNAL CONTROLS

Enterprise Ready

Built for enterprise compliance
modernization

Montara is built for organizations that need AI to operate inside controlled financial environments.

Human-in-the-loop review

The analyst stays in control. Montara prepares; humans decide.

Configurable workflows

Configured by product, geography, business line, customer type, risk level, or investigation type.

Role-based access control

Granular permissions designed for enterprise compliance environments.

Approved SOPs and playbooks

Every workflow runs against your institution's approved procedures.

Evidence-linked outputs

Every output links back to the supporting source, workflow step, and reviewer action.

Source-level traceability

Case history and audit trail retained for regulatory review and defense.

Model-agnostic architecture

Not locked to a single AI model. Hosted or enterprise deployment options.

Integration with existing systems

Connect to case queues, document repositories, screening providers, and internal tools.

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